Pricing
A core belief of our practice is that everyone who wants therapy, deserves therapy. We offer three tiers of service and three payment options to support our clients to the best of our abilities.
Our Three Tiers
Our team is sorted into three tiers so we can offer the most accessible services possible. With this structure, you can select someone based on three priorities:
Affordability
Insurance
Clinician identity, experience, or specialization
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Top priorities - Affordability and Clinician Identity
These therapists provide services for a flat fee of $80 for those unable to access insurance or have other financial or systemic barriers to therapy. They possess LMSW-level clinical experience, receive supervision from LCSW mentors, and often share identities with the clients they serve. Tier 1 clinicians are unable to accept insurance.
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Top priorities - Insurance and Clinician Experience
This program is dedicated to clients who would like to use their insurance.
Tier 2 clinicians are in network with Aetna, Oxford, Optum, Oscar, and United Healthcare insurances, as well as some Blue Cross Blue Shield (BCBS) plans. Each plan is different—please check with your insurance company to verify coverage.
They are experienced in a wide range of treatment issues and also offer income-based self pay or out of network rates.
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Top priorities - Clinician Specialization and Experience
These clinicians are specialists, with multiple advanced trainings in their area of expertise, and are available to take clients via self pay or out of network reimbursement for $150-300 per session. You are able to decide on your length of session with your therapist, the standard ranging from 30 to 60 minutes. The ultimate cost is determined by length of session, circumstances of client, and income of client.
Our Three Payment Options
We offer three payment options to support maximum access to therapy for our clients:
Self Pay
Insurance
Out-of-Network Benefits.
Read on to find what works best for you!
Tier 1: Reduced Fee, Self-Pay
Regardless of income:
45 minute appointments - $80.00
53-60 minute appointments - $95.00
Tier 2: LCSW Self-Pay
Annual Income up to $99,999
45 minutes - $120
53- 60 minutes - $140
Annual Income $100,000-149,999:
45 minutes - $150
53- 60 minutes - $175
Annual Income $150,000-$249,999:
45 minutes - $175
53- 60 minutes - $225
Annual Income $$250,000+:
45 minutes - $225
53- 60 minutes - $275
Tier 3: Specialist, Self-Pay
Annual Income of $99,999 or less:
45 minutes- $135
53-60 minutes- $150 per hour
Annual Income of $100,000-$149,999:
45 minutes- $175
53-60 minutes- $200 per hour
Annual Income of $150,000-$249,999:
45 minutes- $200
53-60 minutes- $250 per hour
Annual Income of $250,000+:
45 minutes- $250
53-60 minutes- $300
We currently have a few reduced fee slots open at $125/hour for clients who report financial barriers to care but require a clinician on the Specialists Tier. Please inquire with our admin team.
Self Pay
This is for those who don’t have insurance, or don’t want to use their insurance.
Our model allows us to provide high-quality care to all, while also compensating our clinicians fairly. Our Accessible Services rates are completely self-selected. We do not ask for proof of income—just let us know that you would like to see a therapist with an Accessible Service rate.
As a reminder, Tier 1 and Tier 3 are self-pay only. The following pricing structure for Tier 2 only applies if you are out of network with our accepted insurances (see below) or choose to not use your insurance.
Insurance
We use a billing company called Headway to bill insurance. When you reach out to inquire about beginning therapy, we can use Headway to provide you an estimate of your out of pocket costs for therapy before you schedule with us.
Headway has a patient portal where you can manage all your appointments, and keep a card on file for autopay of any copays, etc.
These are the insurance plans we currently work with in New York:
Aetna, Empire BCBS, Excellus BCBS, Oxford, Optum, Oscar, United Healthcare, Cigna
Each plan is different—please check with your insurance company to verify coverage.
We do not accept Medicaid or Medicare plans at this time.
Out-of-Network Benefits
We can provide you with a superbill that you can submit to your insurance for possible partial reimbursement for therapy. A superbill is a document, like an invoice or receipt, that outlines the services you received with your therapist.
If you are hoping to be reimbursed for out of pocket costs for therapy, we encourage you to call your insurance directly to inquire about your out of network coverage before beginning services with us. Some questions you may wish to ask your insurance company would be:
Do I have out-of-network coverage for mental health services provided through telehealth?
Are there specifications for the type of therapist you reimburse for?
What is my yearly deductible? Has it been met or how much more until my deductible is met?
Is there a limit on how many sessions my plan will cover per year?
How much does my insurance plan reimburse for an out-of-network provider for CPT codes 90834 (45 minute sessions) and 90837 (60 minute sessions)?
How do I submit a superbill? Is there an online portal or do I have to mail or fax a copy?
